Privacy Policy

1. Data We Collect

To provide you with a seamless experience, we collect the following data:

• Identity & Contact Data: First name, last name, email address.
• Profile Data: Optional profile picture and IBAN number.
• Financial Interaction Data: Groups you create, expenses added, and records of debts/settlements.
• Visual & Camera Data: Images of receipts and invoices processed to automatically extract line items and total amounts when using the AI scanning feature.
• Device & Usage Data: IP address, operating system version, device model, and server logs.

2. How We Use Your Data

We process your personal data solely for the following purposes:

• To create your account and verify your identity.
• To facilitate group settlements and synchronize debt records.
• AI-Assisted Processing: Automatically recognizing data on receipts to facilitate item-based and fast expense splitting.
• To send you push notifications (e.g., when a new expense is added).
• To ensure platform security (e.g., enforcing Row Level Security protocols).
• To comply with applicable legal obligations.

3. Data Sharing and Third Parties

• We do not sell or rent your personal data to third parties for advertising or marketing purposes.
• Your expense and group data are shared only with other members of the respective group, as is the fundamental nature of the App.
• We may share data with trusted infrastructure partners (e.g., cloud database providers) under strict confidentiality agreements to operate our services.

4. Data Security Standards

Your data is protected using industry-standard encryption protocols. Access to our databases is strictly limited, and in-app data is securely isolated from unauthorized users.

5. Data Retention and Deletion

You may request the deletion of your account and personal data at any time via the App or our support channels. When you perform the "Delete Account" action:

• Your personal identity data (name, email, IBAN, profile picture) is permanently deleted from our systems.
• To maintain the financial integrity of groups and the accuracy of balances for other members, transaction records and group history will be preserved as anonymized entries (e.g., as "Former User").
• Server logs required by law to be retained will be kept for the duration mandated by applicable regulations.

6. Your Rights

In accordance with applicable data protection laws (such as GDPR), you have the right to access your data, request correction of inaccuracies, restrict processing, and request the deletion of your personal data.

7. Contact Us

For any questions or requests regarding our privacy practices and your data, you can reach us through the "Help" section within the App.